TL;DR we really care about reinventing how money creates freedom for individuals from the ground up, we’re putting power and control back in your hands.
For eons there have been waves of innovation followed by waves of reorganization. Money is far from perfect, but the next wave of innovation is clear: money will become truly digital, electronic cash. We are at a crossroads of what that will look like.
Option 1 - A regulator approved, controlled and overseen system.
Option 2 - An unstoppable, fully decentralized, and self-sovereign electronic system.
Which option do you think can disentangle the broken economics of power? For our community it's a clear choice. Together we're decentralizing money and advocating for financial sovereignty for the betterment of humankind.
Banks set out to make electronic cash happen by offering internet banking. PayPal set out to solve this by attaching money to your email address. Cryptocurrencies tried to solve this by creating censorship resistant cryptographic assets.
But they ALL failed to serve everyone for several reasons.
Banks & PayPal failed because they were trying work inside 194+ regulatory environments that conflict with each other because some of these governance systems were literally designed in the dark ages. They were fighting an impossible fight from the beginning.
Cryptocurrencies have failed to date because their user experience is dismal. Projects forgot the users and left the most important part of the puzzle unsolved: frictionless user on-boarding for stable, fast and free payments.
MosendoWe will not sleep until everyone on the planet has access to the make and receive payments, whether you're a young female millennial living in Thailand working as a freelancer, a goat farmer living in Turkey, or scientific researcher who lives in Antarctica. When we succeed you will have access and the freedom to do what you want with your money.
This is critical for humanity. We still have 1.1 Billion people on the planet who don't have government issued IDs and therefore can't open a simple bank account or PayPal account. They can use crypto freely, but with the inherent lack of usability the learning curve is too steep to overcome. Those who suffer the most have been overcoming it, but only because their government's currency is has 6-digit inflation.
Financial inclusion comes from accessibility and availability. Enforcement of global monetary policy has forgotten minority groups, and in this day an age collectively those minority groups account for billions of people. With a top down approach to protecting its citizens, governments of the world are blind to the impacts of their policy.
The Cambrian explosion of human ingenuity, technology and industry rode of the coattails of the creation of money. Because it has a store of value, a system of account and a medium of exchange; but as Andreas Antonopolous so graciously put it, the global elite created a forth function of money as a system of control. Monetary policy dictates invisible prison cells, where people must abide to extraneous rulesets that disempowers those without.
Thankfully with cryptocurrencies rise, there is now a clear path to a bottoms up new monetary system. Where state can create policy but not also be the corrupt maker of money also. Having both roles would make any-person, even the most benevolent person, susceptible to corruption. Whether conscious of it or not, the leaders of this world have been trying to free us with a system that is inherently flawed.
This is our break-free moment.
All we have to do is peacefully-protest with our everyday spending. By sending money home to our families overseas, buying dinner with our loved ones or even just buying ourselves basic clothing. With each and every dollar we spend if we use a "freedom currency" we can chip away at this big ole oppressive system of control and dismantle it one transaction at a time.
Friction will fade. People will rise.
Fast forward twenty years into the future to a world where individuals have been able to vote with their everyday spending day by day. The impact of this peaceful-protest of consumers will be visible to all, from the way commerce is organised to the interactions of simply moving money around.
Gone will be the days of having to prove yourself to several organisations just to be able to control what was and is already yours. Gone will be the dictators policy that only serves single classes of people. Minorities groups won't be so small anymore, with the freedom to express themselves on scale. Life with "money that doesn't control you" will cause a flurry of new inspired innovation. We will give thanks to a new way of transacting, communicating and being.